Why Use eXpertivity

• Free Up Time
• Convert Fixed Costs to Variable Costs
• Control
• Multiple Points of
Contact
• ComplianceMore
  
  

What We Do

• Prepare & Submit Files to Underwriting
• Third Party Requests
• Clear Conditions
• Schedule & Coordinate Closing
• Much More... More

 

Industry News

Why Use eXpertivity?

There are many reasons why one would choose to utilize contract processing over processing loans themselves or hiring a staff of processors to handle their pipeline. However, it’s safe to say that you probably just don’t want to deal with the headache. Loan Processing is considered one of the most tedious aspects of the mortgage industry and has a habit of taking you away from what it is that you do best – originating loans. Here at eXpertivity, our goal is to allow you to focus on structuring loans and qualifying borrowers, while we take care of the rest.

Partnering with a reliable loan processing service provider makes more sense now than ever before. Strengthening of lender guidelines, new appraisal regulations, elongated underwriting turn times, and new RESPA & TILA requirements have all contributed to the increase in work needed to close loans. Your time as a mortgage specialist is better served creating opportunities to ensure that a steady stream of business is constantly flowing through your doors. Whether it's meeting with realtors, researching new lead generation companies, or focusing on enhancing the knowledge of your originators; nothing can be done if you spend your days focused on processing.

Here are just a few benefits of contract processing with eXpertivity……

Free Up Time

Spend more time focusing on building your pipeline rather than worrying about processing loans to which borrowers have already committed. Remember, loans originated today will result in revenue next month. By freeing up your time for new loan origination you are securing future profits.  

Convert Fixed Costs to Variable Costs

With our “Pay-Per-Closed Loan” Pricing model, eXpertivity only collects a fee if the loan closes. As origination fluctuates from one month to the next, it is very important to keep fixed operating expenses at a minimum.

Plug & Play Solution

With years of experience and thousands of closings under our belt, eXpertivity's knowledge and understanding of lender & product specific requirements and procedures have allowed our clients to seamlessly transition into our service.

Control

Through the utilization of user-friendly technology (eXpertivity Processing Dashboard), our clients are kept in the loop every step of the way as files move toward closing. In addition to detailed communication, our clients have the ability to view each and every document we have on file for their loans in PDF format. We believe in transparency.

Multiple Points of Contact

Our unique operating model allows our clients to have multiple points of contact on files being processed. You will truly feel as though you have your own processing department working for you.

Compliance

We have embedded multiple compliance checks throughout our operational workflow to ensure files are complete and compliant prior to closing.